Insights
Tax and finance for Canadian owners.
Written by David Moon, CPA. Plain explanations of the rules that decide what an owner-managed business pays.
RRSP or TFSA when you own the company
2026 room: $33,810 against $7,000, and the dividend catch nobody mentions.
Should you incorporate? The real mathThe 11% rate is real. Whether it helps you is a different question.
Salary or dividends: how incorporated owners should decideThe four factors that actually decide it, and why the tax gap matters less than you think.
The write-off mythSpending a dollar to save eleven cents is not a strategy.
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